{"id":4226,"date":"2019-10-25T13:26:56","date_gmt":"2019-10-25T17:26:56","guid":{"rendered":"https:\/\/iwffc.ca\/?p=4226"},"modified":"2019-10-25T13:34:54","modified_gmt":"2019-10-25T17:34:54","slug":"pfishing-scams-and-fishy-e-transfer-requests","status":"publish","type":"post","link":"https:\/\/iwffc.ca\/?p=4226","title":{"rendered":"Pfishing Scams and Fishy E-Transfer Requests"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

Several Club members have had fraudulent emails recently purportedly from other Club members.<\/p>\n\n\n\n

These are in the form of pfishing scams to try and get bank account usernames and passwords, or are bogus requests for funds.<\/p>\n\n\n\n

Below are some of the illegal attempts that are out there, along with the actions or more importantly the non-actions that you should take.<\/p>\n\n\n\n

Before sending any money check back with the requester, preferably by phone, or using their known email address.<\/p>\n\n\n\n

NEVER give out personal information without definite corroboration as to the source of the request.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Fraud Alert:<\/h2>\n\n\n\n

Received an Interac<\/em> e-Transfer notification you weren\u2019t expecting? Exercise caution:<\/h3>\n\n\n\n

If you received a notification for an Interac<\/em> e-Transfer that you were not expecting, contact the sender through a different communication channel to verify. If the notification comes from someone you don\u2019t know, or you suspect it may be fraudulent, do not respond or open any attachment. Forward the email or text message to <\/a>phishing@interac.ca<\/a>.<\/p>\n\n\n\n

Here is an example of a current phishing scam:<\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

Received an Interac<\/em> e-Transfer notification with an attachment? Do not open it.<\/h3>\n\n\n\n

Please note that Interac<\/em> does not add attachments to Interac<\/em> e-Transfer notifications. If you receive an email claiming to be from Interac<\/em> with an attachment, do not open it. Please forward it to <\/a>phishing@interac.ca<\/a> so our fraud team can further investigate.<\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

Common scams:<\/h2>\n\n\n\n

Canada Revenue Agency (CRA)<\/h3>\n\n\n\n

The Canada Revenue Agency (CRA) does NOT use the Interac e-Transfer service to collect or disburse payments. If you receive an email stating that the CRA is trying to send you money or verify personal information, do not respond. This is a known phishing scam, created by fraudsters. Please forward the email to <\/a>phishing@interac.ca<\/a> so our fraud team can further investigate.<\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

Fake Transfers<\/h3>\n\n\n\n

Criminals may attempt to convince you they have sent you money, by sending you an email that appears to be using the Interac<\/em> e-Transfer service, but isn\u2019t. For example, you may receive an email stating that Interac<\/em> is holding money in escrow until you provide evidence of having shipped goods. Our organization does not offer an escrow service. Do not assume you will be able to receive money until you can confirm that it is in your bank account.<\/p>\n\n\n\n

What are phishing scams?<\/h3>\n\n\n\n

A phishing is a scam where fraudsters attempt to acquire personal and\/or financial information, such as passwords, card numbers, etc., by masquerading as a trustworthy person or business through electronic communications. Phishing is typically carried out using email or an instant message, although phone contact has been used as well. In some instances, the fraudster sends authentic-looking emails or text messages (smishing) that appear to come from legitimate companies, requesting recipients to disclose personal and\/or financial information that is later used to commit fraud. Be suspicious if you receive a notice for an Interac e-Transfer that you were not expecting. If in doubt, contact the sender to confirm that he or she has initiated your transfer.<\/p>\n\n\n\n

Common money transfer scams to watch out for<\/h3>\n\n\n\n
Scam<\/th>What to watch out for<\/th>What to do<\/th><\/tr><\/thead>
Online purchases<\/a><\/td>Asking for money up front<\/td>Do not pay up front, ask to meet or arrange escrow<\/td><\/tr>
Lottery and sweeps<\/a><\/td>Must pay a fee to receive your prize<\/td>Ignore it; it\u2019s not a real prize<\/td><\/tr>
\u201cGet out of jail\u201d<\/a><\/td>A person claiming to be a loved one asks you to wire bail money<\/td>Never send a money transfer until you can verify you know the recipient<\/td><\/tr>
\u201cGuaranteed\u201d loans<\/a><\/td>Request to pay for your application or taxes before you receive the loan<\/td>Rip it up; do not send the money<\/td><\/tr>
Phishing<\/a><\/td>Asking for personal details over email (bank accounts, passwords, SSN)<\/td>Do not reply or click any link; forward the email to spam@uce.gov<\/td><\/tr>
Bogus checks<\/a><\/td>Receiving a check payment with a request to wire the difference back to the sender<\/td>Take it to your bank to verify if its real or fake<\/td><\/tr>
Mystery shopper<\/a><\/td>You\u2019re sent a check along with your welcome letter and told to send a money order back<\/td>Don\u2019t cash the money order; ignore this offer<\/td><\/tr>
Charity<\/a><\/td>Donation requests from a fake charity posing as real one<\/td>Never wire money when donating to charity, regardless of its legitimacy<\/td><\/tr>
Nigerian dignitary<\/a><\/td>Someone contacts you to help recover a large sum of money, and need your bank account info to help pay fees<\/td>Never provide financial information over email<\/td><\/tr>
\u201cStranded traveler\u201d<\/a><\/td>A loved one claims to be in trouble, and they are asking for you to send cash<\/td>Never send a money transfer until you can verify you know the recipient<\/td><\/tr>
Online dating<\/a><\/td>Getting to know someone online and after you feel a connection, they ask you to wire money<\/td>Never send money to someone you have not met in person<\/td><\/tr><\/tbody><\/table>\n\n\n\n

Compare money transfer services now<\/a><\/p>\n\n\n\n

Online purchase scams<\/h3>\n\n\n\n

You\u2019ve found your dream apartment but are requested to transfer the first month\u2019s rent up front. Or a timeshare, but there are taxes you need to take care of with a money order first. Maybe your search for a car has paid off with an unbelievable deal, but there are application fees you need to cover with a wire transfer. While many online retailers are legitimate, scammers leverage the anonymity of the Internet to rip you off. That includes asking for money before you\u2019ve even gotten the merchandise. Before you know it, they\u2019re gone \u2014 along with your money.<\/p>\n\n\n\n